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Welcome to
LoanCo Finance.

We’re a local company, owned and operated by Kiwis. We are flexible and often able to provide credit when others can’t. By working with you to understand your needs, we can help make it easier for you to manage your debt – and get the things you want, faster.

We are made up of a small, friendly team of dedicated professionals. Along with competitive finance and interest rates, Loan Co will provide you with a personal approach to lending.

Loan Calculator

Amount borrowed:

$1,000

Loan period:

1 Year

Interest Rate:

%

Your repayments:

$0
per fortnight
$0
per month

FIND OUT MORE ...

T: 0508 56 2656   E: admin@loanco.nz

Gold Band Finance is a member of the Financial Services Federation Inc. and has incorporated the Responsible Lending Guidelines developed by this organization into its day to day operations.

T: 0508 56 2656

T: 0800 55 3000

Welcome to
LoanCo Finance.

We’re a local company, owned and operated by Kiwis. We are flexible and often able to provide credit when others can’t. By working with you to understand your needs, we can help make it easier for you to manage your debt – and get the things you want, faster.

We are made up of a small, friendly team of dedicated professionals. Along with competitive finance and interest rates, Loan Co will provide you with a personal approach to lending.

At LoanCo we say, “Money for the right reasons” because no-one gets to decide the right reason except you.  And want to help along the way by having an honest conversation.

1) Communicate with you honestly

2) Ask you questions to assess your ability
to make repayments

3) Tell you how much you’ll have left to live
on and meet other costs by assessing your personal budget

4) Encourage you to seek independent advice from a trusted friend or advisor

5) NEVER approve a loan we think you can’t pay back.

It’s important to remember we enter into all loans with an expectation the loan can be paid back. But if circumstances change, we’ll work with you as best we can. That said, we have our rights under law to recover our loans, and will do so if we have to. We say this, not to discourage, but to be upfront and honest – two things our industry is sometimes accused of not being.

 

Products

Our products are tailored for you and we
build the loan around what you can afford.
Our customers borrow money for all sorts of reasons, from buying a new car or getting a leg up for their first home, to financing a business, or consolidating debts. Our customers borrow money for all sorts of reasons, from buying a new car or getting a leg up for their first home, to financing a business, or consolidating debts.

PERSONAL LOANS

  • We offer a solid, dependable and experienced service from people that fully understand the local market. We like to find a way to help you meet your goals. This means working with you to provide the best terms to suit your individual needs.

CAR LOANS

  • We offer a solid, dependable and experienced service from people that fully understand the local market. We like to find a way to help you meet your goals. This means working with you to provide the best terms to suit your individual needs.

DEBT CONSOLIDATION

  • We make the process for our customers as fast and hassle-free as possible. We pride ourselves on being flexible and on offering a tailored service and fast turnaround on all loan applications.

HOME LOANS

  • We offer a solid, dependable and experienced service from people that fully understand the local market. We like to find a way to help you meet your goals. This means working with you to provide the best terms to suit your individual needs`.

BUSINESS FINANCE

  • If you can afford the repayments, and meet our lending criteria, we’ll help. We build the loan around what you can afford. We take the time to learn about your personal circumstances, and create flexibility around your payment terms and timescale.


And someone who will work with you to say yes?

or fill out the form

The Fine Print

Loan Agreement

Responsible Lending
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